0
+
We've Helped Hundreds Break the 700 Barrier and Take Back Control
The credit repair program that fights for your score, removes what’s holding you back, and puts you back in financial control — no fluff, no waiting, just results.
$
0
M+
Debt Removed
0
+
Club Members
What We Tackle
What We Can Remove
Negative items dragging your score down don’t have to stay there. We dispute aggressively across all three bureaus.
Foreclosures
Collections
Charge-Offs
Student Loans
Judgments
Medical Bills
Late Payments
Repossessions
Public Records
Bankruptcies
Child Support
Hard Inquiries
The Process
What Happens After Purchase?
A clear, 4-step system designed to get you results as fast as possible with zero guesswork on your end.
01
Purchase Your Plan
Choose the plan that fits your profile and secure your spot. Both plans include 6 months of active work.
03
Onboarding + Submit Documents
Check your email immediately after purchase and complete onboarding.
Required Documents (Non-Negotiable)
- Valid Government ID
- Social Security Card or SSN
- Proof of Address (dated within last 30 days)
Acceptable forms of proof of ADDRESS
- Utility bill
- Bank statement
- Lease or mortgage statement
02
Activate Smart Credit
($39/MONTH REQUIRED)
MANDATORY TO START YOUR SERVICE
- Must be activated immediately after purchase and submit the $39 payment
- We cannot access or work your credit without it
NO SMART CREDIT = NO SERVICE (ACCOUNT ON HOLD)
04
We Begin Disputes
Once Smart Credit is active and onboarding is complete:
- Your 1st round is sent out after onboarding
- You receive 6 total rounds (unless on the Unlimited plan)
- A new round is sent every 30–45 days
We handle the process — you focus on results
Important
If any step is incomplete:
- Smart Credit not active
- Onboarding unfinished
- Documents not submitted
Free 15-Minute Consultation Call
Consultations are completely optional — many clients join without ever booking a call because the results speak for themselves.
But if you want clarity before committing, we’re here. No charge. No pressure.
Questions About Credit Repair?
Want to See the Process?
Ready to Learn Your Options?
CLIENT WINS
Real Men. Real Results.
These aren’t promises — these are receipts. Join the club of men who took their score seriously.
I signed up and in the first round a repossession I co-signed for just fell off my report. I literally could not believe it. This program is the real deal — stop waiting and get started.
Marcus T.
Houston, TX
- Repo Removed
- 1 Round
I just had to hit you up and share the news—Navy Federal just approved me for a $38,000 auto loan! You are officially the GOAT, champ; your process is the real deal. Right on!
Jonathan K.
Sugar Land, TX
- Repo Removed
- 1 Round
No more ‘janky’ setups or being left in the dark. We prioritize customer communication, providing real-time updates through every stage of your credit journey.
Elena R.
Katy, TX
- Repo Removed
- 1 Round
About the Founder
Built by a Man Who's Been There
I’m the founder of Over 700 Club — and I know firsthand how life-changing great credit can be, because I’ve lived the other side. A few years ago, I was drowning in debt with a credit score in the 400s. I felt like every financial door was closed to me. I refused to stay there.
Using the very same strategies I now deploy for our clients, I rebuilt my credit from the 400s to over 750 in under a year. That transformation didn’t just fix my score — it changed my life. I eliminated financial pressure, bought assets, and leveraged my credit to build real wealth.
Today, Over 700 Club exists to give other men the same roadmap. Whether you’re fighting collections, battling a bankruptcy, or just trying to qualify for your first home — we fight for you every round until the job is done.
This isn’t just business. It’s personal. And I don’t stop working until your score reflects who you really are.
Investment
Choose Your Pricing Plan
Both plans include aggressive dispute rounds across all three bureaus. Buy now, pay later options available.
Basic Plan
$
135
- $30 per round
- 6 Rounds
BEST FOR
- Perfect for light to moderate profiles.
- Clients with smaller accounts, lower balances, or those who need a strong foundation.
BUY NOW, PAY LATER OPTIONS AVAILABLE!
Unlimited Plan
$
225
- Unlimited Rounds
BEST FOR
Work your profile until it’s where it needs to be.
- Unlimited aggressive dispute rounds
- Continuous work — no stopping point
BUY NOW, PAY LATER OPTIONS AVAILABLE!
Requirements (applies to all plans)
Active credit monitoring required (SmartCredit – $39/month). Smart Credit must remain active during the process.
All requested documents and information in the onboarding email must be submitted to be completely onboarded.
Timely responses to onboarding questions required.
Client Success Stories
Still Have Questions?
Frequently Asked Questions
Do I need a Consultation?
Consultations are completely optional and are not required to begin your project. Once your purchase is completed, you will receive onboarding instructions, and all communication will be handled efficiently through email and the client portal unless a consultation has been booked separately.
If you would prefer a consultation call to discuss your project in more detail, you are welcome to schedule one here: https://calendly.com
Our streamlined process allows us to deliver projects effectively without requiring phone calls, while still maintaining clear, responsive, and professional communication throughout the project.
How long does it take to see results?
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
What items can you remove?
We dispute closed/negative accounts only.
How Can I Improve My Score?
Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!
Where Can I See My Credit Reports? Is There a Charge for This?
We use Smart Credit because it provides access to all three major credit reports: Experian, Equifax, and TransUnion. While we do not charge a monthly fee for our credit repair services, Smart Credit does require a monthly subscription fee in order to provide both you and our team with updated copies of your credit reports each month.
Using our affiliate link, the monthly cost is approximately $39. Please note that keeping your Smart Credit account active and up to date is mandatory, as we rely on the updated reports to monitor progress, review changes, and send new dispute rounds to the credit bureaus when needed.
How Long Does it Take to Fix My Credit?
Please allow up to 2 business days after all required information has been received for our team to prepare and mail your dispute letters to the three major consumer reporting agencies. Once the disputes have been delivered, the processing timeline officially begins.
Our Basic Package includes 3 rounds of disputes, which typically spans approximately 3 months. The Premium Package includes 6 rounds, which generally takes around 6 months. While every credit profile is different, many of our clients begin seeing results within the first 90 days.
Please keep in mind that credit repair is a process that requires consistency and patience. As credit repair specialists, we work diligently on your behalf by leveraging applicable consumer protection laws to challenge inaccurate, unverifiable, or outdated accounts with the credit bureaus each month.
Due to the time, strategy, and labor involved in the process, all sales are final and refunds are not provided.
How Long Until I Start Seeing Results?
Most clients begin seeing results within the first 30 days, although in some cases the process may take up to 90 days depending on the complexity of the credit profile and the response times of the credit bureaus.
How Do I Get Started?
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
TAKE CONTROL OF YOUR CREDIT TODAY
Stop letting bad credit bench you. The 700 Club is waiting — and the door is open right now.